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American Savings Bank Platinum Edition® Visa® Card Review

American Savings Bank Platinum Edition® Visa® Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
12 billing_cycles
Purchase Intro:
0% Fixed
12 billing_cycles
Purchase APR:
9.99% - 17.99% Variable
Annual Fee:
see more  

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 6.74 - 14.74
 6.74 - 14.74
  9.99% - 17.99% Variable
 9.99% - 17.99% Variable
 25.24% Variable
APR Floor:
Intro Rate:
 0% Fixed
 0% Fixed
Intro Period:
 12 billing_cycles
 12 billing_cycles

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you make a late payment, go over your credit limit, or make a payment that is returned.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
5% ($10 min. )  


Rebate Description:
Special Notes:
 APR for Purchases and Balances Transfers: 0.00% introductory APR for the first 12 billing cycles. After that, your APR will be 9.99%, 14.99% or 17.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Balance Transfer Fee: Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles. After that, either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. dollars. Penalty APR: Up to 29.99%, based upon your creditworthiness. If your APRs are increased for any of the stated reasons, the Penalty APRs may apply indefinitely.
Credit Card More Information:

Card Issued By:
 American Savings Bank
General Correspondence Address:
 PO Box 2300
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
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Credit Needed: