Our editor's take
Curtis Arnold CardRatings Managing Editor
This card offers substantial initial and annual points after meeting qualifying purchases and spending requirements. It offers a rewards point program for purchases with 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. This card is a charge card, so you can not revolve a balance. There is also an introductory annual fee of $0 for the first year, then the annual fee will be $175. Terms and Restrictions Apply.