American Express® Gold Card
- This card is best for consumers with good credit that do not revolve a balance.
- Intro APR
- Regular APR
- N/A
- Intro APR Period
- N/A
- Credit Score
Excellent
- Card Category
- Airlines, Credit Card Deals, Icc_Home_Card_List, Miles/Points, Reward
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldAmerican Express® Gold Card Details
Card Issued By:
American Express
General Correspondence Address:
200 Vesey Street New York NY 10285
Card Type:
American Express
Card Class:
Gold
Card Category:
Airlines, Credit Card Deals, Icc_Home_Card_List, Miles/Points, Reward
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
N/A
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
N/A
N/A
Prime
Margin:
N/A
N/A
N/A
Standard APR:
N/A
N/A
N/A
Standard APR Floor:
N/A
Introductory Rate:
N/A
N/A
Introductory Period:
N/A
N/A
Finance Calculation Method:
N/A
Purchase Grace Period:
Default/Penalty APR:
N/A.
Default/Penalty Margin:
0
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
N/A
Credit Card Fee Information
Annual Fee:
$125 $0 intro annual fee for the first year, then $125
Foreign Transaction Fee:
2.70%
Late Fee:
2.99% ( $35 max.). Up to $35; however, if you do not pay for two consecutive billing periods, your fee will be $35 or 2.99% of the past due amount, whichever is greater.
Over-the-limit Fee:
N/A
Balance Transfer Fee:
Cash Advance Fee:
None
Rebates/Notes
Rebate Description:
Earn 10,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - redeemable for a $100 gift card.
Special Notes:
Receive 10,000 Membership Rewards bonus points when you spend $1,000 in 3 months of Card membership.
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