This card is no longer available.

This card is no longer available.

American Express Optima

Credit Card Rate Information:

Balance Transfer
Cash Advance

  11% Fixed
 8.90% Fixed
 19.99% Fixed
APR Floor:
Intro Rate:
Intro Period:
 6 months

Finance Calculation Method:
Default/Penalty APR:
 17.99% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
 Min. not timely paid once, seriously default if min. not timely paid twice or more, account overlimit over three times, or payment is returned by your financial institution, in any portion of the 12-mo. period ending with the Closing Date of the current billing period.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
 0% ($19 min. - $38 )
Over-the-limit Fee:
 0% ( $0 max.)
Balance Transfer Fee:
0% ( $0 max.)  


Rebate Description:
 Earn one point for virtually every dollar you charge with the Optima Card. Points may be redeemed for entertainment, retail, and travel rewards as well as once in a lifetime experiences.
Special Notes:
Card Issued By:
 American Express
General Correspondence Address:
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
 $0 max.
Credit Limit Notes:

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*The credit card information displayed here has been collected by and has not been reviewed or provided by the issuer of this card.

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