This card is no longer available.

This card is no longer available.

American Express Optima


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 Prime
 Prime
 Prime
Margin:
 0
 
 
APR:
  11% Fixed
 8.90% Fixed
 19.99% Fixed
APR Floor:
 
 
 
Intro Rate:
 0%
 0.00%
 0%
Intro Period:
 6 months
 
 


Finance Calculation Method:
 
Default/Penalty APR:
 17.99% Fixed
Default/Penalty Margin:
 0
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 Min. not timely paid once, seriously default if min. not timely paid twice or more, account overlimit over three times, or payment is returned by your financial institution, in any portion of the 12-mo. period ending with the Closing Date of the current billing period.
Credit Card Fee Information:

Annual Fee:
 $0
Foreign Transaction Fee:
 2%
Late Fee:
 0% ($19 min. - $38 )
Over-the-limit Fee:
 0% ( $0 max.)
Balance Transfer Fee:
0% ( $0 max.)  


Notes:

Rebate Description:
 Earn one point for virtually every dollar you charge with the Optima Card. Points may be redeemed for entertainment, retail, and travel rewards as well as once in a lifetime experiences.
Special Notes:
 
Card Issued By:
 American Express
General Correspondence Address:
 200 Vesey Street, New York, NY, 10285
Card Type:
 Unknown
Card Class:
 Signature
Card Category:
 Miles/Points
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 $0 max.
Credit Limit Notes:
 



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