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About Our Ratings
Credit Needed
Excellent

Amalgamated Bank MasterCard Gold Plus Review

Top Features

Points or Miles
Bonus Miles or Points
Purchase APR
7.25% (Variable)
Annual Fee
$45

This card compared to other airlines cards

Points or Miles
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
Double AAdvantage(R) miles on eligible American Airlines purchases*
Bonus Miles or Points
Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
Purchase APR
7.25% (Variable)
15.49%-19.49% Variable 
14.24% - 22.24%* (Variable) 
Annual fees
$45
$0 intro annual fee for the first year, then $95
$95, waived for first 12 months*
Rates and Fees
CardRatings.com Editorial Staff

Amalgamated Bank MasterCard Gold Plus details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
APR:
None
Balance Transfer Fee:
3% of each advance (minimum $5)
Annual Fee:
$45
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 4.00% (see Notes)
 4.00% (see Notes)
 9.00% (see Notes)
APR:
  7.25%
(Variable)
 7.25%
 12.25%
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 $45
Foreign Transaction Fee:
 3% of transaction amount
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% of each advance (minimum $5)  


Notes:

Rebate Description:
 Optional AmalgaMiles program ($15 annual fee if you have a Union Card and $29 if you have any other type of card). 1 mile for every $1 spent. Earn air travel and other travel awards without the restrictions of other frequent flyer programs. Fly on any airline you choose with no blackout dates (rules and conditions apply). Travel insurance at no additional cost. One dollar of purchases equals one AmalgaMile.
Special Notes:
 As per ABOC customer service, as of this date the bank has not yet updated their credit card disclosures to reflect the newer prime rate of 3.50%. Returned Payment Fee: Up to $25.
Credit Card More Information:

Card Issued By:
 Amalgamated Bank of Chicago
General Correspondence Address:
 One West Monroe Street
Card Type:
 MasterCard
Card Class:
 Gold
Card Category:
 Airline Rewards, Airlines
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent