Amalgamated Bank MasterCard Personal Gold

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

6

11.00%

APR:

9.25% Variable

14.25% Variable

APR Floor:

None

Intro Rate:

None

Intro Period:

None

N/A

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

None

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

N/A

Late Fee:

See Special Notes

Over-the-limit Fee:

None

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Join the optional AmalgaMiles program ($15 annual fee if you have a Union Card and $29 if you have any other type of card) where you earn miles toward travel discounts or a ticket with every purchase made with an Amalgamated Bank Card. Rewards program lets you fly on any airline, any time with no blackout dates: $500 ticket max, $10 redemption fee each time you redeem earned AmalgaMiles for a travel reward equal to or greater than 20,000 AmalgaMiles. One dollar of purchases equals one AmalgaMile.

Special Notes:

Your due date is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Late Payment Fees: $15 for a balance up to $99.99; $29 for a balance up to $100 to $999.99; or $39 for a balance of $1,000 or more.

Card Issued By:

Amalgamated Bank of Chicago

General Correspondence Address:

One West Monroe Street, Chicago, IL, 60603

Card Type:

MasterCard

Card Class:

Gold

Card Category:

Airlines, Balance Transfer, Low Interest, Reward

States Available In:

ALL