Rewards earned with every purchase on every card that you can redeem for cash, merchandise, gift cards or travel experiences.
Must be an Alternatives FCU member. Annual Fee: None first year; after that $39.00. Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. Dollars. Late Fee: $20. Overlimit Fee: $20. Returned Payment Fee: $20. Return Check Fee: $20.