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About Our Ratings

Alternatives Federal Credit Union ATIRAcreditTM Business MasterCard® Review

Alternatives Federal Credit Union ATIRAcreditTM Business MasterCard® details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
11.24% - 17.24% Variable
Annual Fee:
$39
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 7.99 - 13.99
 7.99 - 13.99
 17.99
APR:
  11.24% - 17.24% Variable
 11.24% - 17.24% Variable
 21.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 23.24% Variable
Default/Penalty Margin:
 19.99
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 The Default APR will apply to your Account if you fail to make any Minimum Payment by the date and time due (late payment); or make a payment to card issuer that is returned unpaid.

Credit Card Fee Information:


Annual Fee:
 $39
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
3% ($10 min. )  


Notes:

Rebate Description:
 Rewards earned with every purchase on every card that you can redeem for cash, merchandise, gift cards or travel experiences.
Special Notes:
 Must be an Alternatives FCU member. Annual Fee: None first year; after that $39.00. Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. Dollars. Late Fee: $20. Overlimit Fee: $20. Returned Payment Fee: $20. Return Check Fee: $20.
Credit Card More Information:

Card Issued By:
 TMG Financial Services
General Correspondence Address:
 PO Box 14542
Card Type:
 MasterCard
Card Class:
 Signature
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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