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Alternatives Federal Credit Union ATIRAcreditTM Business MasterCard® Review

Alternatives Federal Credit Union ATIRAcreditTM Business MasterCard® details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
11.24% - 17.24% Variable
Annual Fee:
$39
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 7.99 - 13.99
 7.99 - 13.99
 17.99
APR:
  11.24% - 17.24% Variable
 11.24% - 17.24% Variable
 21.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 23.24% Variable
Default/Penalty Margin:
 19.99
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 The Default APR will apply to your Account if you fail to make any Minimum Payment by the date and time due (late payment); or make a payment to card issuer that is returned unpaid.

Credit Card Fee Information:


Annual Fee:
 $39
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
3% ($10 min. )  


Notes:

Rebate Description:
 Good Life Rewards – earn points with every qualified purchase on every card. Your choice for how you use them - cash back, merchandise, gift cards, or travel. Option to have points earned on employee cards roll up to card account. Convenient to redeem points for rewards online.
Special Notes:
 Must be an Alternatives FCU member. Annual Fee: None first year; after that $39. Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. Dollars. Late Fee: $20. Overlimit Fee: $20. Returned Payment Fee: $20. Return Check Fee: $20. Default APR: 23.24%; if an APR is increased for any of the stated reasons, the Default APR will apply until the closing date of the sixth consecutive billing cycle that you are current on all payments to your account.
Credit Card More Information:

Card Issued By:
 TMG Financial Services
General Correspondence Address:
 PO Box 14542
Card Type:
 MasterCard
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed:
Excellent/Good