Good Life Rewards – earn points with every qualified purchase on every card. Your choice for how you use them - cash back, merchandise, gift cards, or travel. Option to have points earned on employee cards roll up to card account. Convenient to redeem points for rewards online.
Must be an Alternatives FCU member. Annual Fee: None first year; after that $39. Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. Dollars. Late Fee: $20. Overlimit Fee: $20. Returned Payment Fee: $20. Return Check Fee: $20. Default APR: 23.24%; if an APR is increased for any of the stated reasons, the Default APR will apply until the closing date of the sixth consecutive billing cycle that you are current on all payments to your account.