dcsimg
About Our Ratings

Agriculture Federal Credit Union Visa® Platinum (no Rebates) Review

Agriculture Federal Credit Union Visa® Platinum (no Rebates) details

Balance Transfer Intro APR:
2.99% Fixed
Balance Transfer Intro Period:
12 months
Purchase Intro:
APR:
None
Purchase APR:
9.25% - 16.25% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6 - 13
 6 - 13
 6 - 13
APR:
  9.25% - 16.25% Variable
 9.25% - 16.25% Variable
 9.25% - 16.25% (V)
APR Floor:
 None
 None
 None
Intro Rate:
 None
 2.99% Fixed
 None
Intro Period:
 None
 12 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 17.90% (F)
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 (F)
Penalty/Default Trigger:
 If your account becomes 60 days delinquent, the rate will be increased to 17.90%

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 You must be a member of Agriculture FCU to apply for this credit card. Balance Transfer APR: 2.99% Promotional Rate may change at any time without advance notice, applicable for 12 months from the first qualifying transaction. Rate quoted is for balance transfers from non-Agriculture Federal Credit Union accounts only. Qualification for a VISA Classic/Platinum is based on a credit evaluation and other factors. Certain restrictions and conditions may apply. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Late Payment Fee: $25 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment. In the event you fail to make a payment on time in any of the six (6) billing cycles following the initial violation, you will be charged $25 or the amount of the required minimum payment, whichever is less. Returned payment fee is up to $25. All the cards come with penalty pricing, which means that if your account becomes 60 days delinquent, the rate will be increased to 17.9% APR and remain at that rate until it has been current for 6 months, after which the rate will revert to its original percentage.
Credit Card More Information:

Card Issued By:
 Agriculture FCU
General Correspondence Address:
 PO Box 3419
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 $30000 max.
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed:
Excellent/Good