VISA Platinum Cash Rebates are currently offered on a tiered system: 0.50% for net monthly purchases up to the first $1,500; 1% for remainder net monthly purchase over $1,500; additional 1.25% on all gas purchases.
You must be a member of the Agriculture FCU to apply for this credit card. Balance Transfer APR: 2.99% Promotional rate may change at any time without advance notice. Rate quoted is for balance transfers from non-Agriculture Federal Credit Union accounts only. Rate applicable for 12 months from the first qualifying transaction. Limited time offer. Qualification for a VISA Classic/Platinum is based on a credit evaluation and other factors. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Certain restrictions and conditions may apply. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Late Payment Fee: $35 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment. In the event you fail to make a payment on time in any of the six (6) billing cycles following the initial violation, you will be charged $30 or the amount of the required minimum payment, whichever is less. Cash Advance Fee: 2% of the amount of each cash advance. No Balance Transfer fees. No Foreign Transaction fees. Penalty APR: 17.90%; if your account becomes 60 days delinquent, the rate will be increased to 17.9% APR and remain at that rate until it has been current for 6 months, after which the rate will revert to its original percentage.