VISA Platinum Cash Rebates are currently offered on a tiered system: 0.50% for net monthly purchases up to the first $1,500; 1% for remainder net monthly purchase over $1,500; additional 1.25% on all gas purchases.
You must be a member of the Agriculture FCU to apply for this credit card. Qualification for a VISA Classic/Platinum is based on a credit evaluation and other factors. Your actual APR will be disclosed at the time of credit approval. Returned payment fee is up to $25. Late Payment Fee: $35 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment. In the event you fail to make a payment on time in any of the six (6) billing cycles following the initial violation, you will be charged $30 or the amount of the required minimum payment, whichever is less. According to the website's FAQ, All the cards come with penalty pricing, which means that if your account becomes 60 days delinquent, the rate will be increased to 17.9% APR and remain at that rate until it has been current for 6 months, after which the rate will revert to its original percentage.