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Agriculture Federal Credit Union Secured Visa® Classic Review
Cashback on groceries
This card compared to other cash back cards
Agriculture Federal Credit Union Secured Visa® Classic
Cashback on Gas
2% at U.S. gas stations
Cashback on Groceries
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
Cashback on other
1% back on other purchases.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
0% on Purchases
for 12 months
11.74% - 23.74% Variable
CardRatings.com Editorial Staff
Agriculture Federal Credit Union Secured Visa® Classic details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Finance Calculation Method:
Average Daily Balance (including new purchases)
17.90% (Fixed); If your account becomes 60 days delinquent, the rate will be increased to 17.9% APR and remain at that rate until it has been current for 6 months.
Default/Penalty APR Floor:
Maximum Default APR:
If your account becomes 60 days delinquent, the rate will be increased to 17.9%
Foreign Transaction Fee:
Balance Transfer Fee:
You must be a member of Agriculture FCU to apply for this card. Secured VISA card is designed to help establish or re-establish your credit. You must maintain a share savings account balance equal to the credit line you wish to receive. Late Payment Fee: $35 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment. In the event you fail to make a payment on time in any of the six (6) billing cycles following the initial violation, you will be charged $30 or the amount of the required minimum payment, whichever is less. Returned Payment Fee: Up to $25. Per the website's FAQ: All the cards come with penalty pricing, which means that if your account becomes 60 days delinquent, the rate will be increased to 17.9% APR and remain at that rate until it has been current for 6 months, after which the rate will revert to its original percentage.
Card Issued By:
General Correspondence Address:
PO Box 3419
Alexandria, VA 22302
Minimum Credit Limit:
Maximum Credit Limit:
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