Our credit cards articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuers' affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.
Be the first to rate this card
Agriculture Federal Credit Union Secured Visa® Classic Review
This card compared to other cash back cards
Agriculture Federal Credit Union Secured Visa® Classic
Cashback on Gas
3% at U.S. gas stations
Cashback on Groceries
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
Cashback on other
1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
0% on Purchases
for 12 months
11.49% - 23.49% Variable
CardRatings.com Editorial Staff
Agriculture Federal Credit Union Secured Visa® Classic details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Finance Calculation Method:
Average Daily Balance (including new purchases)
Default/Penalty APR Floor:
Maximum Default APR:
If your account becomes 60 days delinquent, the rate will be increased to 17.9%
Foreign Transaction Fee:
Balance Transfer Fee:
You must be a member of Agriculture FCU to apply for this card. Secured VISA card is designed to help establish or re-establish your credit. You must maintain a share savings account balance equal to the credit line you wish to receive. Late Payment Fee: $35 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment. In the event you fail to make a payment on time in any of the six (6) billing cycles following the initial violation, you will be charged $30 or the amount of the required minimum payment, whichever is less. Returned Payment Fee: Up to $25. Per the website's FAQ: All the cards come with penalty pricing, which means that if your account becomes 60 days delinquent, the rate will be increased to 17.9% APR and remain at that rate until it has been current for 6 months, after which the rate will revert to its original percentage.
Card Issued By:
General Correspondence Address:
PO Box 3419
Alexandria, VA 22302
Maximum Credit Limit:
No reviews available for this card.
Be the first to review!