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Agriculture Federal Credit Union Secured Visa® Classic Review

Agriculture Federal Credit Union Secured Visa® Classic details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
N/A
Purchase APR:
14.90%
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 11.40%
 11.40%
 11.40%
APR:
  14.90%
(Variable)
 14.90%
 14.90%
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 17.90%
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 If your account becomes 60 days delinquent, the rate will be increased to 17.9%

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 See Notes
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 You must be a member of Agriculture FCU to apply for this card. Secured VISA card is designed to help establish or re-establish your credit. You must maintain a share savings account balance equal to the credit line you wish to receive. Late Payment Fee: $35 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment. In the event you fail to make a payment on time in any of the six (6) billing cycles following the initial violation, you will be charged $30 or the amount of the required minimum payment, whichever is less. Returned Payment Fee: Up to $25. Per the website's FAQ: All the cards come with penalty pricing, which means that if your account becomes 60 days delinquent, the rate will be increased to 17.9% APR and remain at that rate until it has been current for 6 months, after which the rate will revert to its original percentage.
Credit Card More Information:

Card Issued By:
 Agriculture FCU
General Correspondence Address:
 PO Box 3419
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 $10000 max.
Credit Limit Notes:
 

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