Wells Fargo College Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

16.90

16.90%

20.74%

APR:

20.15% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

5.90%

N/A

Intro Period:

6 months

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

None

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

N/A

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

N/A

Special Notes:

You must be a US resident, minimum 18 years of age, and a student enrolled in an accredited two or four year college, university, or trade school. Applicants must be able to demonstrate the ability to individually repay their debt and have a minimum income => $3,000. If not, a co-applicant will be required and must apply jointly at the time of application. If your income is over $12,000 a year, the no-annual-fee Wells Fargo Platinum Card is a more appropriate card for you. Balance Transfer Fees: Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 6 months. After that, up to 5% for each balance transfer, with a minimum of $5. Cash Advance Fees: Either $10 or 5% of the amount of each advance, whichever is greater, for each SUPERCHECKS advance, ATM advance or advance through the Wells Fargo Online banking program or customer service; Either $20 or 5% of the amount of each advance, whichever is greater, for each advance obtained in person at a participating financial institution or other source.

Card Issued By:

Wells Fargo Bank, NA

General Correspondence Address:

PO Box 10347, Des Moines, IA, 50306

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Low Intro Rate, Student

States Available In:

ALL