Wells Fargo Cash Back Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

19.90

19.90%

20.74%

APR:

23.15% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

6 months

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

None

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

N/A

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Earn 1% cash back on your net purchases (purchases minus returns/credits). Redeem cash rewards: Automatically deposit them into your savings or checking account or apply them as a principal payment to your personal loan. If you prefer, you can get them as a statement credit or check, or redeem your points in $25 increments.

Special Notes:

If you currently have an open credit card account or a closed credit card account with a balance issued by Wells Fargo Bank, you may not be eligible for the introductory APR. Balance Transfer Fees: Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 6 months. After that, up to 5% for each balance transfer, with a minimum of $5. Cash Advance Fees: Either $10 or 5% of the amount of each advance, whichever is greater, for each SUPERCHECKS advance, ATM advance or advance through the Wells Fargo Online banking program or customer service; Either $20 or 5% of the amount of each advance, whichever is greater, for each advance obtained in person at a participating financial institution or other source.

Card Issued By:

Wells Fargo Bank, NA

General Correspondence Address:

PO Box 10347, Des Moines, IA, 50306

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Cash Back, Low Intro Rate

States Available In:

ALL