Virgin America Visa Platinum with No Annual Fee

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

21.74

21.74%

21.99%

APR:

24.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

None

0.00%

N/A

Intro Period:

None

First 15 billing cycles

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24%

Penalty/Default Trigger:

Penalty APR may be applied to your account if you: make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with the card issuer.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

2,500 Bonus Points with your first purchase; Up to 2,500 Bonus Points for balance transfers within the first 30 days; 1 Point per $1 spent on all your purchases.

Special Notes:

Grace Period: Your due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer: Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater). Cash Advance: The purchase of a money order, travelers' check, foreign currency, lottery ticket, gambling chips, or wire transfer is a cash advance. This offer is available only to applicants who are permanent residents of the United States, with the exception of Puerto Rico. See Special Notes

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

Visa

Card Class:

Platinum

Card Category:

Airlines, Balance Transfer, Low Intro Rate, Reward

States Available In:

ALL