Tioga State Bank Young Adult Visa Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

N/A

Special Notes:

Applicant must be 16 years of age and have a U.S. address, a Social Security number, and a qualifying co-signer who earns at least $12,000 annually. Foreign Transaction: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee is up to $35. Returned Payment fee is up to $35. Over the limit fee is up to $35. Your due date is 24 - 30 days after the close of each billing cycle. The card issuer will not charge you interest on Purchases if you pay your entire balance by the due date each month. Overdraft protection is not available on all products. Balance Transfer fee is either $10 or 4% of the amount of each transfer, whichever is greater. Cash Advance fee is either $10 or 4% of the advance amount, whichever is greater.

Card Issued By:

Elan Financial Services for Tioga State Bank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Low Interest, Student

States Available In:

ALL