The Williams-Sonoma Visa Signature Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

10.49

10.49%

21.99%

APR:

13.74% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

None

0.00%

N/A

Intro Period:

N/A

First 15 billing cycles

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24%

Penalty/Default Trigger:

Penalty APR may be applied to your account if you: make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with the card issuer.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

2500 Bonus Points, redeemable for a $25 Gift Card, with your first purchase; 3 Reward Points for every dollar spent at Williams-Sonoma; 1 Reward Point for every dollar spent anywhere Visa is accepted. Redeem Points: Gift Cards from $25 to treat family and friends - or yourself; Culinary Experiences for cardholders only - including culinary excursions in the U.S and abroad; Statement Credits to pay for recent Williams-Sonoma purchases.

Special Notes:

Grace Period: Your due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater.) Cash Advance: The purchase of a money order, travelers' check, foreign currency, lottery ticket, gambling chips, or wire transfer is a cash advance.

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

Visa

Card Class:

Signature

Card Category:

Balance Transfer, Low Intro Rate, Reward

States Available In:

ALL