The Holland America Line Rewards Visa Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

10.74

10.74%

21.99%

APR:

13.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

None

0.00%

N/A

Intro Period:

None

First 15 billing cycles

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24%

Penalty/Default Trigger:

Penalty APR may be applied to your account if you: make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with the card issuer.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

5,000 Points upon first purchase (enough for $50 onboard credit), low introductory APR on balance transfers--earn up to an additional 5,000 points; Double points on all Holland America purchases including onboard purchases; One point for every $1 spent on all other purchases.

Special Notes:

Balance Transfer: 0% introductory APR for the first fifteen billing cycles after account opening. After that, your APR will be 13.99%, 16.99% or 20.99% based on your credit worthiness. Balance Transfer Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater). Grace Period: Your due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Late Payment fee is up to $35 (the amount of the fee varies by state). Returned Payment fee is up to $35 (the amount of the fee varies by state).

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

Visa

Card Class:

Signature

Card Category:

Balance Transfer, Low Intro Rate, Reward

States Available In:

ALL