The Bank College Rewards Visa Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

None

Intro Period:

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn one point for every net purchase dollar. Redeem rewards with as few as 1500 points. Select from a wide variety of reward options on cash, gift cards, merchandise, and travel. Earn 1,000 bonus points upon first use of the card.

Special Notes:

Applicant must be 18 years of age, have a US address, a Social Security number, and be attending a 2 or 4-year college. Late payment fee is up to $35, returned payment fee is up to $35, and over the limit fee is up to $35. Grace period: Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. Foreign Transaction: 2% of each foreign purchase transaction or foreign ATM advance transaction in US Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Overdraft protection not available on all products.

Card Issued By:

Elan Financial Services for The Bank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Cash Back, Reward, Student

States Available In:

ALL