THE MAILBOX Teacher Platinum Visa Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

9.99

9.99%

18.74%

APR:

13.24% Variable

21.99% Variable

APR Floor:

None

Intro Rate:

None

1.90%

N/A

Intro Period:

None

First 9 billing cycles

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24%

Penalty/Default Trigger:

Penalty APR may be applied to your account if you: make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with the card issuer.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Save 10% on purchases at The MailBox Mall. Free Gift-Big Book of Patterns (a $15.95 value).

Special Notes:

The balance transfer fee will be either $10 or 4% of the amount of each transfer, whichever is greater. (During the first nine billing cycles after account opening, either $5 or 3% of each transfer, whichever is greater; the maximum fee per transfer: $50, after that no maximum). Grace Period: Your due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Cash Advance: The purchase of a money order, travelers' check, foreign currency, lottery ticket, gambling chips, or wire transfer is a cash advance.

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

Visa

Card Class:

Platinum

Card Category:

Balance Transfer, Credit Card Deals, Low Intro Rate

States Available In:

ALL