State Farm Bank Visa Business Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

16.99

16.99%

APR:

20.24% Variable

APR Floor:

None

Intro Rate:

0%

None

N/A

Intro Period:

Through the last day of the sixth billing cycle

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 days

Default/Penalty APR:

24.24% Variable

Default/Penalty Margin:

20.99

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR will apply to your account if you make a late payment or make a payment that is returned.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

1%

Late Fee:

See Special Notes

Over-the-limit Fee:

$39 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Earn up to 2% in State Farm Dollars for every eligible travel and office supply store purchase made with a State Farm Visa Business credit card. Earn 1% in State Farm Dollars for all other purchases made with your card. Eligible travel purchases include those classified by Visa as Airline Travel, Automobile Rentals, U.S. Railway Passenger Travel, Bus Line Travel, Hotel/Motel Stay and Travel Agencies.

Special Notes:

The Late Payment fee will be $15 if the new balance is less than $500 and $39 if the new balance is $500 or greater. You will be charged interest on the cash advances and balance transfers on the transactions posting date. Cash Advance fee is either $10 or 4% of the amount of each transfer, whichever is greater. The Balance Transfer fee is either $10 or 3% of the amount of each transfer, whichever is greater (maximum fee is $250). Grace Period: Your due date is at least 24 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month.

Card Issued By:

State Farm Bank, FSB

General Correspondence Address:

PO Box 84062, Columbus, GA, 31908

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Business, Cash Back, Credit Card Deals, Low Intro Rate

States Available In:

ALL