Spirit Airlines- Free Spirit Business Card with NO Annual Fee

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

13.99

13.99%

16.99%

APR:

17.24% Variable

20.24% Variable

APR Floor:

None

Intro Rate:

None

0.00%

N/A

Intro Period:

None

First 6 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

20 days

Default/Penalty APR:

Up to 29.99% Variable

Default/Penalty Margin:

Up to 26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

29.99%

Penalty/Default Trigger:

If your payment is received late, you fail to pay at least the minimum due, your payment is not honored by your bank, or your balance exceeds your credit card line, the APR on all balances (including any introductory balances) may be increased to the then applicable Default APR. The Default APR may go into effect on your Account (for all new and outstanding balances) as early as the first day of the billing cycle in which you defaulted. If the APRs on your account are increased to the Default APR, the card company may reduce the Default APR for all or selected balances on your Account at a later date.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$39 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn 5,000 bonus miles with your first purchase, and up to 10,000 bonus miles on balance transfers from other business accounts within the first 30 days of opening your account. Earn 1 mile for every $1 spent on Spirit and 1 mile for every $2 spent anywhere else. Plus earn a 5% rebate on all Spirit Airline fares.

Special Notes:

For the first six billing cycles there is an introductory balance transfer charge of 3% of the amount of each transfer, with a $5 minimum charge and a $75 maximum charge. After that there is no maximum charge on balance transfers. The late payment charge is $19 for balances under $250 and $39 for balances equal to or greater than $250. Grace Period: At least 20-days Grace Period for Purchases from the Statement Closing Date on your periodic statement (provided you pay your previous balance in full by the due date). The Grace Period does not apply to Cash Advances, Balance Transfers or Convenience Checks. Purchase of money orders, travelers checks, foreign currency, lottery tickets, gambling chips, or wire transfers: 3% of the amount of the purchase, $10 minimum, no maximum.

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

MasterCard

Card Class:

Classic/Standard

Card Category:

Airlines, Balance Transfer, Business, Low Intro Rate

States Available In:

ALL