Smith's Food & Drug Stores 1-2-3 REWARDS MasterCard

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

20.74

20.74%

21.99%

APR:

23.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

None

5.99%

None

Intro Period:

None

9 billing cycles

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2.80%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

1-2-3 REWARDS Certificates are redeemable for purchases at the Kroger Family of Stores. 1 Point per dollar of Net Purchases – All Purchases outside Kroger Family of Stores excluding Kroger Fuel Centers; 2 Points per dollar of Net Purchases – All Purchases inside Kroger Family of Stores (excluding Purchases of Kroger Family of Stores Own Brand Products); 3 Points per dollar of Net Purchases – All Purchases of Kroger Family of Stores Own Brand Products. Every 1,000 points = $5 in purchases.

Special Notes:

N/A

Card Issued By:

US Bank National Association ND

General Correspondence Address:

PO Box 6352, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Cash Back, Credit Card Deals, Reward