Simmons Visa Platinum Travel Rewards

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

6

6.00%

10.00%

APR:

9.25% Variable

13.25% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2%

Late Fee:

See Special Notes

Over-the-limit Fee:

Unknown

Balance Transfer Fee:

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Cardholders receive one point per net dollar spent on their VISA Platinum Travel Rewards credit card. The cardholder has their choice of any U.S. based airline, no black out dates, choice of ticket class, and no seating restrictions. Other travel related options are hotels, cruises, vacation packages, car rental and restaurants. The program offers a one-stop process for redemption and is supported by a toll-free service number.

Special Notes:

Late Payment: An amount equal to past due payment or $25.00, whichever is less. Cash Advance fee is 3% of the amount of each cash advance, but not less than $4.00 nor more than $50.00. Grace Period: The due date is 25 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. The card company will begin charging interest on cash advances and balance transfers on the transaction date.

Card Issued By:

Simmons First Natl Bank

General Correspondence Address:

PO Box 7836, Pine Bluff, AR, 71611

Card Type:

Visa

Card Class:

Platinum

Card Category:

Airlines, Balance Transfer, Low Interest, Reward

States Available In:

ALL