PenFed Visa Gold

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

9.24

9.24%

APR:

12.49% Variable

APR Floor:

None

Intro Rate:

None

1.99%

N/A

Intro Period:

None

24 months

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

17.99% Fixed

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

If your minimum payment is not received within 60 days, your entire account is subject to change to the fixed Penalty APR.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

None

Late Fee:

See Special Notes

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

N/A

Special Notes:

Grace Period: The due date is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance transfer fee of 3% (min. $10–max. $250) per transaction. Late Payment Fee: Up to $10 if balance is less than $1,000, up to $20 if balance is $1,000-$2,000, and up to $25 if balance is greater than $2,000. Introductory Offer Time Period Balance Transfers is 24 months on the Balance transfers made between January 1, 2012 and March 31, 2012.

Card Issued By:

Pentagon Federal Credit Union

General Correspondence Address:

PO Box 1432, Alexandria, VA, 22313

Card Type:

Visa

Card Class:

Gold

Card Category:

Balance Transfer, Low Intro Rate

States Available In:

ALL