PNC Points Visa Credit Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

15.74

15.74%

18.74%

APR:

18.99% Variable

21.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

First 6 billing cycles

First 12 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

21 days

Default/Penalty APR:

28.99% Variable

Default/Penalty Margin:

25.74

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

Unknown

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn 4 points for every $1.00 in qualifying purchases. There is no limit to the number of points you can earn. Redeem for as few as 3,000 points. Redeem points for cash rewards, gift cards, electronics, name brand merchandise, travel and more.

Special Notes:

Late Payment Fee and Returned Payment fee are up to $35. Cash Advance fee is either $10 or 4% of the amount of each cash advance, whichever is greater. The Balance Transfer is either $5 or 3% of the amount of each balance transfer, whichever is greater. The due date is at least 21 days after the close of each billing cycle. The card company will not charge interest on purchases if you pay your entire balance by the due date each month. As per the online application, the states available to apply for PNC credit cards are: DE DC FL GA IL IN KY MD MI MO NJ OH PA VA WI WV. See Special Notes

Card Issued By:

National City now a part of PNC Bank, NA

General Correspondence Address:

PO Box 3249, Pittsburgh, PA, 15230

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Airlines, Balance Transfer, Cash Back, Low Intro Rate, Reward

States Available In:

IL, IN, KY, MI, MO, OH