PNC CashBuilder Visa Credit Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

18.74%

APR:

20.99% Variable

21.99% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

21 days

Default/Penalty APR:

28.99% Variable

Default/Penalty Margin:

25.74

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

Unknown

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn 1.75% cash back on all of your net purchases for the first billing cycle after account opening. Earn a minimum of 1.25% cash back on just about every purchase. Earn 1.50% cash back when you make adjusted purchases totaling $2,000-$3,999.99. Earn 1.75% cash back when you make adjusted purchases totaling $4,000 or more. Redeem when you have accumulated $50 in CashBuilder Rewards. Cash back rewards never expire.

Special Notes:

Late Payment Fee and Returned Payment fee are up to $35. Balance Transfer fee is either $5 or 3% of the amount of each balance transfer, whichever is greater. The Cash Advance fee is either $10 or 4% of each cash advance, whichever is greater. As per the online application, the states available to apply for PNC credit cards are: DE DC FL GA IL IN KY MD MI MO NJ OH PA VA WI WV. The due date is at least 21 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. See Special Notes

Card Issued By:

National City now a part of PNC Bank, NA

General Correspondence Address:

PO Box 3249, Pittsburgh, PA, 15230

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Cash Back, Gas, Low Intro Rate

States Available In:

IL, IN, KY, MI, MO, OH