Members 1st FCU Visa Platinum Choice Rewards Credit Card Cash Back Rewards

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

N/A

Margin:

N/A

APR:

17.99% Fixed

APR Floor:

None

Intro Rate:

None

Intro Period:

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

18% Fixed

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

N/A

Maximum Default APR:

Penalty/Default Trigger:

Penalty APR may be applied to your account if you are 60 days or more past due.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

0.80% - 1%

Late Fee:

Over-the-limit Fee:

Up to $15 max.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Based on the card holders annual purchasing activity, the card company offers a tiered annual reward paid directly to the card holders savings account each November: $0.00-$1,000.00 is 0.25% cash back, $1,001.00-$2,000.00 is 0.50% cash back, $2,001.00-$3,000.00 is 0.75% cash back, and $3,001.00 and up is 1.0% cash back.

Special Notes:

Foreign Currency fees vary as follows: 1.0% on multiple currency conversions, 0.80% on single currency conversions. The due date is approximately 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. The card company will begin charging interest on cash advances, balance transfers, and convenience checks on the transaction date.

Card Issued By:

Members 1st Federal Credit Union

General Correspondence Address:

PO Box 40, Mechanicsburg, PA

Card Type:

Visa

Card Class:

Platinum

Card Category:

Airlines, Balance Transfer, Cash Back, Reward

States Available In:

ALL