KeyBank MasterCard Platinum Business Rewards Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

12 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

28.99% Variable

Default/Penalty Margin:

25.74

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days once; or make a payment that is returned; or if you exceed your credit limit 2 times in 12 consecutive months.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$39 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

2,500 special bonus points Unlimited 1% cash back. Double rewards on gasoline, restaurants, and telecom purchases. Plus brand-name merchandise, gift cards from popular retailers, and other exceptional rewards.

Special Notes:

Payment due date is 24 - 30 days after the close of each billing cycle. Interest will not be charged on purchases if you pay your entire balance by the due date each month. The cash advance fee is $10 or 4% of the advance amount, whichever is greater, except in the case of cash equivalent advances. For cash equivalent advances the fee is $20 or 4%, whichever is greater. Overdraft Protection $10 (not all products offer overdraft protection). Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in US dollars; or 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. For credit lines $25,000 and higher, please contract Cardmember Service. Balance Transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater. Late payment fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more.

Card Issued By:

Elan Financial Services for KeyBank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

MasterCard

Card Class:

Platinum

Card Category:

Balance Transfer, Business, Cash Back, Low Interest, Low Intro Rate, Reward

States Available In:

ALL