KeyBank MasterCard Business Travel Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

6 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

28.99% Variable

Default/Penalty Margin:

25.74

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days once; or make a payment that is returned; or if you exceed your credit limit 2 times in 12 consecutive months.

Credit Card Fee Information:

Annual Fee:

$50

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$39 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

5,000 Special Bonus Points. Earn unlimited 1% cash back. Double rewards on travel and lodging purchases. Unrestricted roundtrip airline ticket starting at 25,000 points. Exclusive concierge and hotel privileges. Brand-name merchandise, gift cards from popular retailers, and other rewards. 5,000 bonus points for first purchase redeemable for a $50 statement credit.

Special Notes:

Payment due date is 24 - 30 days after the close of each billing cycle. Interest will not be charged on purchases if you pay your entire balance by the due date each month. Fees: Convenience Check Cash Advance either $10 or 4% of the advance amount, whichever is greater; Cash Advance ATM either $10 or 4% of the advance amount, whichever is greater; Cash Advance either $10 or 4% of the advance amount, whichever is greater; Cash Equivalent Advance either $20 or 4% of the advance amount, whichever is greater. Overdraft Protection $10 (not all products offer overdraft protection). Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in US dollars; or 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. For credit lines $25,000 and higher, please contract Cardmember Service. Late payment Fee: $19 on balances up to $100, $29 on balances from $100 up to $250, $39 on balances of $250 or more. Balance Transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater.

Card Issued By:

Elan Financial Services for KeyBank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

MasterCard

Card Class:

Classic/Standard

Card Category:

Airlines, Balance Transfer, Business, Cash Back, Low Interest, Low Intro Rate, Reward

States Available In:

ALL