KeyBank College Rewards MasterCard

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

None

Intro Period:

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

None

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Flexible rewards program; Earn 1 point for every dollar in net spend; 1,000 bonus points for first use. A cardmember can earn a maximum of 30,000 points per year with a MasterCard College Rewards Card.

Special Notes:

Foreign Transaction fees vary as follows: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. The cash advance fee is $10 or 4% of the advance amount, whichever is greater, except in the case of cash equivalent advances. For cash equivalent advances the fee is $20 or 4%, whichever is greater. Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Balance Transfer Fee is either $10 or 4% of the amount of each transfer, whichever is greater. Card applicant must be at least 18 years of age and a U.S. citizen or permanent U.S. resident. You must be a full-time student attending a college or university.

Card Issued By:

Elan Financial Services for KeyBank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

MasterCard

Card Class:

Classic/Standard

Card Category:

Airlines, Balance Transfer, Low Interest, Reward, Student

States Available In:

ALL