Harvard Alumni Association World MasterCard

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

3.99

3.99%

18.74%

APR:

7.24% Variable

21.99% Variable

APR Floor:

None

Intro Rate:

None

0.00%

N/A

Intro Period:

None

6 billing cycles

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24%

Penalty/Default Trigger:

Penalty APR may be applied to your account if you: make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with the card issuer.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

None

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

5,000 points upon first time use. Earn points on all your purchases. Earn Crimson Rewards such as cash back, travel discounts, merchandise, even Harvard Club dues. Redeem for rewards with as few as 2,500 points. Cardmember will earn one point for each $1 of Net Purchases on account.

Special Notes:

The requested Balance Transfer will be processed to the extent permitted by your credit line, if the requested amount exceeds your credit line on this account the request may either be declined or given a partial payment. Balance transfers incur interest from the transaction date. This offer is available only to applicants who are permanent residents of the United States, with the exception of Iowa and Puerto Rico. Grace Period: Your due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. See Special Notes

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

MasterCard

Card Class:

World

Card Category:

Airlines, Balance Transfer, Low Interest, Reward

States Available In:

AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

Minimum Credit Limit:

Maximum Credit Limit:

N/A

Credit Limit Notes:

Cards By Category

Credit Rating

Bank/Issuer

Harvard Alumni Association World MasterCard