HAS Advantage College Rewards Visa Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

None

Default/Penalty Margin:

None

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

Foreign Transaction Fee:

2% - 3%

Late Fee:

Over-the-limit Fee:

$35 max.

Balance Transfer Fee:

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Earn 1 point for every net purchase dollar charged to your College RewardsVisa Card. Earn a 1,000 point enrollment bonus when you receive your card. The maximum number of points that can be earned during a year is 30,000. Reward points expire 5 years from the end of the quarter during which they were earned.

Special Notes:

The transaction fee for a Convenience Check Cash Advance will be either $5 or 3% of the advance amount, whichever is greater. The fee for a Cash Advance ATM or regular Cash Advance is either $10 or 4% of the advance amount, whichever is greater. The fee for a Cash Equivalent Advance is either $20 or 4% of the advance amount, whichever is greater. The fee for a Foreign Transaction will be 2% of each foreign purchase or ATM advance in US dollars or 3% of each foreign purchase or ATM advance in a foreign currency.

Card Issued By:

US Bank National Association ND

General Correspondence Address:

PO Box 6352, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Reward, Student

States Available In:

ALL