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Five Star Bank Visa® Platinum Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 Prime
 Prime
 Prime
Margin:
 17.74
 17.74%
 20.74%
APR:
 20.99% Variable
 20.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 0.00%
 N/A
Intro Period:
 12 billing cycles
 12 billing cycles
 N/A


Finance Calculation Method:
 Average Daily Balance
Purchase Grace Period:
 24 - 30 days
Default/Penalty APR:
 None
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 
Penalty/Default Trigger:
 N/A
Credit Card Fee Information:

Annual Fee:
 $0
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 See Special Notes
Over-the-limit Fee:
 Up to $35 max.
Balance Transfer Fee:
 See Special Notes
Cash Advance Fee:
 See Special Notes


Notes:

Rebate Description:
 N/A
Special Notes:
 Applicant must be at least 18 years of age, have a US address, Social Security number, and a minimum annual household income of $12,000. Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Overdraft Protection is $10 (not all products offer overdraft protection). The overlimit fee, returned payment fee and late payment fee are up to $35. 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Balance Transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater. The cash advance fee is $10 or 4% of the advance amount, whichever is greater, except in the case of cash equivalent advances. For cash equivalent advances the fee is $20 or 4%, whichever is greater.
Card Issued By:
 Elan Financial Services for Five Star Bank
General Correspondence Address:
 PO Box 6354, Fargo, ND, 58125
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Balance Transfer, Low Interest, Low Intro Rate
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 



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