Firstrust Bank Maximum Rewards Platinum Edition Visa Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

10.74

10.74%

21.99%

APR:

13.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

12 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

21 days

Default/Penalty APR:

Up to 29.99% Variable

Default/Penalty Margin:

Up to 26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

29.99%

Penalty/Default Trigger:

The Penalty APR may be applied to your account if you make a late payment, go over your credit limit, or make a payment that is returned.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

1 point for every $1 in qualifying purchases. No limit to the number of points that you can earn. Redeem points for a variety of rewards: gift cards, name brand merchandise, hotel stays, travel on any major airline and cash back in the form of a credit to your account.

Special Notes:

Your due date is at least 21 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: Either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater. Late Payment Fee is up to $35 and returned payment fee is up to $35.

Card Issued By:

First Bankcard, a division of First National Bank of Omaha, for Firstrust Bank

General Correspondence Address:

PO Box 2490, Omaha, NE, 68103

Card Type:

Visa

Card Class:

Platinum

Card Category:

Airlines, Balance Transfer, Cash Back, Reward

States Available In:

ALL