First Niagra Rewards Mastercard - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

11.99

11.99%

APR:

15.24% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

Unknown

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Earn one reward point for each $1 you spend in net purchases. You can redeem points for a variety of rewards at several levels, including: travel, merchandise, and gift cards.

Special Notes:

Your due date is at least 25 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. Balance Transfer fee is either $10 or 5% of the amount of each transfer, whichever is greater (max fee of $100). Cash Advance fee is either $10 or 3% of the amount of each cash advance, whichever is greater (max fee $100).

Card Issued By:

First Niagra Bank, NA

General Correspondence Address:

1 Hudson Ave, Hudson, NY, 12534

Card Type:

MasterCard

Card Class:

Classic/Standard

Card Category:

Airlines, Balance Transfer, Reward

States Available In:

ALL