First National Bank of Omaha Platinum Edition MasterCard Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

6.74

6.74%

21.99%

APR:

9.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

12 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

21 days

Default/Penalty APR:

Up to 29.99% Variable

Default/Penalty Margin:

Up to 26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

29.99%

Penalty/Default Trigger:

The card issuer may increase Annual Percentage Rates on your future balances if you: fail to make a minimum payment when due, exceed your credit limit, or make a payment that is returned.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

N/A

Special Notes:

Introductory balance transfer APR will last for the first 12 billing cycles. APRs are not guaranteed, they may change to higher APRs; in addition, card company may change whether your rates will be variable or fixed. Penalty APR: Up to 29.99% based on your creditworthiness. Grace Period: Your due date is at least 21 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles. After that, either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance fee is either $15 or 5% of the amount of each cash advance, whichever is greater.

Card Issued By:

First National Bank of Omaha

General Correspondence Address:

1 First National Cir, Omaha, NE, 68102

Card Type:

MasterCard

Card Class:

Platinum

Card Category:

Balance Transfer, Low Interest, Low Intro Rate

States Available In:

ALL