First Hawaiian Bank Visa - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

N/A

Margin:

12.99

12.99%

N/A

APR:

16.24% Variable

18% Fixed

APR Floor:

None

Intro Rate:

2.99%

N/A

Intro Period:

First 8 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

18% Fixed

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR will apply if you make a late payment.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2.50%

Late Fee:

Over-the-limit Fee:

Up to $15 max.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

N/A

Special Notes:

Must be a resident of Hawaii, Guam or CNMI when applying online. Instant approval not available for residents of CNMI. Over-the-limit fee: only applicable if you have opted in to the over the limit coverage and the fee is $15. Your due date is at least 25 days after the close of each billing cycle. Card company will not charge you interest on purchases if you pay your entire new balance by the payment due date each month. Card company will begin charging interest on Cash Advances on the transaction date. Balance Transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater (maximum fee $50). The Cash Advance fee is either$3 or 3% of the amount of each Cash Advance, whichever is greater (maximum fee $50). See Special Notes

Card Issued By:

First Hawaiian Bank

General Correspondence Address:

999 Bishop Street, Honolulu, HI, 96813

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer

States Available In:

HI