Conestoga Bank Visa Signature Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

6 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

N/A

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

N/A

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

Notes:

Rebate Description:

Unlimited 1% cash back. Redeem for travel on any airline without frequent flyer program restrictions, earn one point for every net dollar spent, roundtrip airline tickets at 25,000 points, redeem for travel, gift certificates, and merchandise. Earn 2,500 first time use bonus points, which you can redeem for a $25 statement credit.

Special Notes:

Overdraft fee is $10, Not all products offer Overdraft Protection. Foreign Transaction fee is 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Balance Transfer fees: Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater. No pre-set spending limit: means that individual transactions are authorized by Elan Financial Services based on factors such as account history, credit record, and payment resources. Elan Financial Services will pre-set an upper limit for revolving balances and cash advances. Grace Period: Your due date is 24 - 30 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month.

Card Issued By:

Elan Financial Services for Conestoga Bank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Signature

Card Category:

Airlines, Balance Transfer, Cash Back, Low Interest, Low Intro Rate, Reward

States Available In:

ALL