Conestoga Bank College Rewards Visa Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

N/A

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

N/A

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn one point for every net purchase dollar. Redeem rewards with as few as 1500 points. Select from a wide variety of reward options on travel, cash, gift certificates, merchandise or through the card companies exclusive Choose Your Own Rewards program, you can redeem points for any card purchase. Earn 1,000 bonus points upon first use of the card.

Special Notes:

Applicant must be at least 18 years of age, have a U.S. address, a Social Security number and be attending a 2 or 4 year college. Overdraft fee is $10, Not all products offer Overdraft Protection. Foreign Transaction fee is 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Grace Period: Your due date is 24 - 30 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month.

Card Issued By:

Elan Financial Services for Conestoga Bank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Airlines, Balance Transfer, Cash Back, Low Interest, Reward, Student

States Available In:

ALL