Coldwater Creek Preferred Visa - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

15.99

15.99%

APR:

19.24% Variable

APR Floor:

None

Unknown

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

21 days

Default/Penalty APR:

29.99% Variable

Default/Penalty Margin:

26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR will apply to your Account if you: fail to make any Minimum Payment by the date and time due (late payment); exceed your credit line (if applicable); make a payment to the card issuer that is returned unpaid; or do any of the above on another account or loan you have with the card issuer or any related companies.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Receive a $20 Coldwater Creek coupon for every 2,000 points earned. Earn 5 points for every $1 you spend at Coldwater Creek. Earn 1 point for every $1 you spend anywhere visa credit cards are accepted. A birthday surprise.

Special Notes:

Your due date will be a minimum of 21 days after the close of each billing cycle. The card company will not charge you periodic interest on purchases if you pay your entire balance by the due date each month. The card company will begin charging interest on balance transfers, cash advances, and overdraft advances on the transaction date. You must be at least 18 years old to qualify (19 in AL and NE). Over the Limit and Returned Payment fees are up to $35. Late payment fee is up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more.

Card Issued By:

Chase

General Correspondence Address:

162 5th Avenue, 7th Floor, Columbus, OH, 43240

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Reward

States Available In:

ALL