City National Bank Visa Platinum Secured Credit Card without City National Rewards

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

N/A

Margin:

N/A

APR:

12% Fixed

N/A

15% Fixed

APR Floor:

None

N/A

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

N/A

Special Notes:

Secured Credit Card Account: Except for New York Residents, this Account must be secured by pledging as collateral a negotiable certificate of deposit account maintained with and acceptable to City National Bank. New York Residents, the Account must be secured by pledging as collateral an interest-bearing deposit account maintained with and acceptable to City National Bank. You must be the sole owner of the deposit account. The collateral taken to secure the Platinum Card must be a time deposit account with a maturity of at least one year with (a) 120% coverage for a Platinum Card with a credit limit of $2,100 or greater, or (b) 125% coverage for a Platinum Card with a credit limit of less than $2,100. You may not withdraw or otherwise use the funds in this deposit account for as long as you have obligations under the terms of the Credit Card Agreement. Late charge of up to $15.00 if the Minimum Monthly Payment is not received within fifteen (15) days after the Payment Due Date. Foreign Transaction Fee 3% (minimum fee of $2 per transaction).

Card Issued By:

City National Bank

General Correspondence Address:

555 S Flower St, Los Angeles, CA, 90071

Card Type:

Visa

Card Class:

Platinum

Card Category:

States Available In:

CA, NV, NY, TN

Minimum Credit Limit: