CitiBusiness AAdvantage MasterCard - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

N/A

Prime

Margin:

11.99

N/A

18.74%

APR:

15.24% Variable

N/A

21.99% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

20 days

Default/Penalty APR:

29.99% Variable

Default/Penalty Margin:

26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

Factors considered in determining your Default APR may include how long your account has been open, the timing or seriousness of a default, or other indications of account performance.

Credit Card Fee Information:

Annual Fee:

$75

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$39 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn 40,000 American Airlines AAdvantage bonus miles – 30,000 Aadvantage bonus miles after $750 in purchases within the first 4 months--more than enough for a domestic flight. An additional 10,000 AAdvantage bonus miles after $5,000 in purchases in the first 6 months of cardmembership. Earn 1 Aadvantage mile for every $1 spent on purchases. One time $100 statement credit for the 1st eligible American Airlines purchases made in the first 12 months of cardmembership.

Special Notes:

The default APR equals the greater of the Prime Rate plus up to 23.99% or up to 29.99%. Factors considered in determining your Default APR may include how long your account has been open, the timing or seriousness of a default, or other indications of account performance. Annual Membership Fee: $0 for 12 months, $75 thereafter. Late Fee:$15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.

Card Issued By:

Citibank

General Correspondence Address:

200 Brookstone Centre Ste 110, Columbus, GA, 31904

Card Type:

MasterCard

Card Class:

Classic/Standard

Card Category:

Airlines, Business, Reward

States Available In:

ALL