Canandaigua National Bank & Trust Platinum Edition Visa Maximum Rewards

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

6.74

6.74%

21.99%

APR:

9.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

12 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

21 days

Default/Penalty APR:

Up to 29.99% Variable

Default/Penalty Margin:

Up to 26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

29.99%

Penalty/Default Trigger:

The Penalty APR may be applied to your account if you: make a late payment; go over your credit limit (not applicable to Signature); or make a payment that is returned.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Earn 1 point for every $1 in qualifying purchases. Redeem points for a variety of rewards, including gift cards, name brand merchandise, hotel stays, travel on any major airline and cash back in the form of a credit to your account.

Special Notes:

The percentages will be determined by your creditworthiness. Your due date is at least 21 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. Late payment fee is up to $35. Returned payment fee is up to $35. No annual fee. $10 fee for replacement card or additional card. Balance Transfer fee is either $10 or 5% of the amount of each transfer, whichever is greater. The Cash Advance fee is either $15 or 5% of the amount of each cash advance, whichever is greater.

Card Issued By:

First National Bank of Omaha

General Correspondence Address:

1 First National Cir, Omaha, NE, 68102

Card Type:

Visa

Card Class:

Platinum

Card Category:

Airlines, Balance Transfer, Cash Back, Reward

States Available In:

ALL