Barclaycard Rewards MasterCard

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

11.74

11.74%

21.99%

APR:

14.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

First 15 billing cycles

None

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24%

Penalty/Default Trigger:

Penalty APR may be applied to your account if you: make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with the card issuer.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Earn 2 points per $1 on gas, grocery and utility purchases; Earn 1 point per $1 everywhere else. Use your points like cash to pay for any purchase you’ve made with your Barclaycard Rewards MasterCard, fly your preferred airline, shop at your favorite retail store, dine at your choice of restaurant. No blackout dates. No redemption fees. No complicated set-up. No limit to the points you can earn.

Special Notes:

Applicant must be at least 18 years old and a permanent resident of the United States. Grace Period: Your due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first six billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater.) Cash Advance: The purchase of a money order, travelers' check, foreign currency, lottery ticket, gambling chips, or wire transfer is a cash advance.

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

MasterCard

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Low Intro Rate, Reward

States Available In:

ALL