BankAmericard Cash Rewards Visa Signature Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

21.74%

APR:

20.99% Variable

24.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

12 statement Closing Dates

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

29.99% Variable

Default/Penalty Margin:

26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

This APR may be applied to new transactions on your account if you Make a late payment.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn 5% cash back on gas, grocery and drugstore purchases for the first 6 months. $100 cash back bonus after qualifying purchases.

Special Notes:

Following the 0% Introductory Rate, your APR will be 12.99% to 20.99%, based on your creditworthiness when you open your account. Balance Transfer Introductory Rate applies for transactions made within 60 days of opening your account. You must be at least 18 years of age (or at least 21 years of age if a permanent resident of Puerto Rico). Grace period: Your due date is at least 25 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. Foreign Transaction Fee: Transactions made in a foreign currency and transactions made in U.S. Dollars that are processed outside the United States: 3% of the U.S. Dollar amount of each transaction. This fee will be in addition to any other applicable fee. If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee of $25 will be assessed; $35 for subsequent occurrences that are within 6 billing cycles of a previous occurrence. However, the Late Payment Fee will not exceed the total minimum payment that was due. If your balance is $100 or less on the Payment Due Date, no Late Payment Fee will be assessed. The Returned Payment Fee will not exceed the total minimum payment that was due.

Card Issued By:

Bank of America

General Correspondence Address:

PO Box 53132, Phoenix, AZ, 85072

Card Type:

Visa

Card Class:

Signature

Card Category:

Balance Transfer, Cash Back, Low Intro Rate, Reward

States Available In:

ALL