Bangor Savings Bank Visa Platinum Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

None

Intro Period:

12 billing cycles

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

N/A

Special Notes:

Applicant must be 18 years of age, have a US address, Social Security number, and a minimum annual household income of $12,000. Late payment fee is up to $35, returned payment fee is up to $35, and over the limit fee is up to $35. Grace Period: Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. Overdraft protection is not available on all objects. Foreign Transactions: 2% of each foreign purchase transaction or foreign ATM advance transaction in US Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater.

Card Issued By:

Elan Financial Services for Bangor Savings Bank

General Correspondence Address:

PO Box 6353, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Platinum

Card Category:

Balance Transfer, Low Interest, Low Intro Rate

States Available In:

ALL