Bangor Savings Bank Visa Business Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

None

Intro Period:

12 billing cycles

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

28.99% Fixed

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days once; or make a payment that is returned; or if you exceed your credit limit 2 times in 12 consecutive months.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$39 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

N/A

Special Notes:

Authorized Officer must be 18 years of age, have a US address, and a Social Security number. There are no requirements for minimum time in business. Late payment fee: $19 on balances up to $100, $29 on balances from $100 up to $250, $39 on balances of $250 or more. Grace Period: Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. Foreign Transaction: 2% of each foreign purchase transaction or foreign ATM advance transaction in US Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. For credit lines $25,000 and higher, please contact card company. Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater.

Card Issued By:

Elan Financial Services for Bangor Savings Bank

General Correspondence Address:

PO Box 6353, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Business, Low Interest, Low Intro Rate

States Available In:

ALL