Bangor Savings Bank College Rewards Visa Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

None

Intro Period:

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn one point for every net purchase dollar. Redeem rewards with as few as 1500 points. Select from a wide variety of reward options on travel, cash, gift certificates, merchandise or through our exclusive Choose Your Own Rewards program, you can redeem points for any card purchase. Earn 1,000 bonus points upon first use of the card.

Special Notes:

Applicant must be 18 years of age, have a US address, a Social Security number, and be attending a 2 or 4-year college. Late payment fee is up to $35, returned payment fee is up to $35, and over the limit fee is up to $35. Grace period: Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. Not all products offer overdraft protection. Foreign Transaction: 2% of each foreign purchase transaction or foreign ATM advance transaction in US Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.

Card Issued By:

Elan Financial Services for Bangor Savings Bank

General Correspondence Address:

PO Box 6353, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Cash Back, Reward, Student

States Available In:

ALL