BJ's Visa

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

21.74

21.74%

21.99%

APR:

24.99% Variable

25.24% Variable

APR Floor:

N/A

None

N/A

Intro Rate:

None

0.00%

N/A

Intro Period:

None

6 billing cycles

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24%

Penalty/Default Trigger:

The Penalty APR may be applied if you: make a late payment; go over your credit limit; make a payment that is returned; or do any of these on another account you have with the card issuer.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

2 points per $1 spent on eligible purchases at the front end registers at BJ's Club locations and BJ's Gas stations and online at BJ's website; points for all other purchases will accumulate at 1 point per $1 spent. 3,000 points equals $30 in BJ's Bucks.

Special Notes:

Balance Transfers fee: Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first six billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater). Grace Period: Your due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest: If you are charged interest, the charge will be no less than $2.00 ($0.50 for residents of Iowa at time of account opening). Cash Advance: The purchase of a money order, travelers' check, foreign currency, lottery ticket, gambling chips, or wire transfer is a cash advance.

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Cash Back, Reward

States Available In:

ALL