BB&T Visa Platinum Credit Card - Fixed Rate Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

N/A

Margin:

N/A

APR:

15.90% Fixed

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

12 months

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

None

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Enroll in the optional BB&T Rewards program: Waived $9 annual fee for the first year (12 billing cycles). Waived fee each year thereafter if you spend $2,400 per year in net purchases (fees, interest, balance transfers and cash advances are not included in net purchases). Earn points toward retail and restaurant gift cards, BB&T gift cards, merchandise, travel and more. Earn one point for every $1 in qualified purchases. Receive 1,500 bonus points after first purchase. Reach 2,000 points and you're eligible for a $10 gift card.

Special Notes:

Your due date is at least 25 days after the close of each billing cycle. You will not be charged any Interest on Purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers beginning on the transaction date. Foreign Transaction fee is 3% of the U.S. dollar amount of each transaction made in a foreign currency and any transaction made in US dollars that is processed outside of the United States. Late Fees: Your account will be charged a late fee of up to $25.00 the first time your payment is not received by the due date. After that, any late payment during the next six billing cycles will result in a late fee of up to $35.00. No late fee will be more than your Total Minimum Payment due.

Card Issued By:

BB&T

General Correspondence Address:

PO Box 698, Wilson, NC, 27894

Card Type:

Visa

Card Class:

Platinum

Card Category:

Balance Transfer, Low Intro Rate, Reward

States Available In:

ALL