Associated Builders and Owners of Greater New York Rewards Visa Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

N/A

Margin:

18.99

18.99%

N/A

APR:

22.24% Variable

24.99% Fixed

APR Floor:

None

Intro Rate:

None

0.00%

None

Intro Period:

None

6 months

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

27.99% Fixed

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

Over-the-limit Fee:

Unknown

Balance Transfer Fee:

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Earn Rewards points for 1% cash back, travel, gift cards or a wide selection of valuable merchandise.

Special Notes:

Grace period: Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. Foreign Country Cash Advances (including convenience checks): 4% of the transaction amount ($5.00 minimum and $1,000.00 maximum). Domestic Cash Advance fee is either 4% of the transaction amount ($5.00 minimum). Foreign Transaction Fee: 3% of each transaction conducted outside of the United States.

Card Issued By:

PartnersFirst

General Correspondence Address:

PO Box 84027, Columbus, GA, 31908

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Cash Back, Low Intro Rate, Reward

States Available In:

ALL